To provide and maintain excellent customer relations by ensuring customer inquiries are handled in a prompt, efficient, courteous, effective and professional manner. Collect loan payments and resolve delinquent customer loans by leveraging retention and liquidation strategies. Manage customer contact through inbound call queues and outbound dialer campaigns. Adhere to investor servicing guidelines and internal policies and procedures.
JOB FUNCTIONS AND RESPONSIBILITIES:
Inbound and outbound calls for loans current month owing through foreclosure (Customer Service and Collection Calls in English and Spanish)
Effectively provide prompt, accurate and professional responses to customer inquiries
Successfully resolve inquiries regarding payments, escrow, loan terms etc.
Display active listening skills
Document loan activity in REALServicing system
Actively collect on past due payments
Establish payment arrangements and determine strategies to resolve delinquency
Foreclosure questions and concerns
Determine the reason for default
Counsel customers about consequences of delinquency
Maintaining service levels and call center performance metrics
Payment Collection and Deal Production
Maintain efficient call handling Department statistics (e.g., have a general understanding of and interpret individual and/or team data)
Meet established Quality Assurance standards
Meet deadlines required for training on policies and regulations for the position
- High School Diploma, GED, equivalent certification, military experience or equivalent work experience required
- Scheduled shift changes as a result of business needs (associate must be flexible)
- Ability to work independently
- Competitive, driven and motivated
- Outstanding communications skills (including verbal, written and listening skills)
- Ability to build rapport over the phone
- Problem- solving and decision- making abilities
- Good organizational skills
- Excellent active listening and analytical skills
- Execute and prioritize multiple tasks
- Flexible and adaptable to change
- Ability to build relationships (respect, trust, consensus)
- Encourage and inspire others
WORK SCHEDULE OR TRAVEL REQUIREMENTS
Shifts and Schedules: Our call center hours of operation are Monday – Friday 8:00am – 9:00pm, Saturday 8:00am – 5:00pm. Shifts will fall into those timeframes with all reps working a rotating Saturday (you will have 1 day off during the week of your rotating Saturday).
Scheduled shift changes as a result of business needs (associate must be flexible)
Company: PHH Mortgage
PHH Mortgage, a wholly owned subsidiary of Ocwen Financial Corporation, is one of the largest subservicers of residential mortgages in the United States. PHH Mortgage provides servicing solutions to companies who own mortgage servicing rights and offers portfolio retention services to extend and enhance customer relationships.
Located in Mount Laurel, New Jersey, PHH has been providing mortgage lending and servicing solutions since 1984 and is dedicated to responsible and ethical practices while delivering an exceptional customer experience. We strictly focus on subservicing and portfolio retention allowing our diverse professional clients – representing some of the largest and most recognizable financial and wealth management institutions, investors of MSRs, regional and community banks, and credit unions – to concentrate on their core businesses, while providing borrowers with exceptional customer service throughout the life of their loans.
Adhering to the highest levels of risk and compliance, built to bank-like standards, we build relationships with our clients and their customers to promote a philosophy of retaining “customers for life.” We strive to be a natural extension of each client’s team, helping them to keep their expenses down, borrowers satisfied and service levels up while meeting today’s regulatory demands and changing market conditions.
Ocwen is proud to be an equal opportunity workplace and is an affirmative action employer. We are committed to equal employment opportunity regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status. If you have a disability or special need that requires accommodation, please let us know.