Join our Talent Network
Skip to main content

Junior Underwriter

Location: West Palm Beach, FL, United States
Job ID: 1001895
Company: Liberty Reverse Mortgage

Apply Now
Save Job Saved

Job Description

Junior Underwriters will review and assist in the underwriting of mortgage loans in accordance with established policies & procedures and appropriate guidelines. The primary focus of the Junior Underwriter will be to perform second look reviews on loan files.

Job Functions and Responsibilities:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Examples below:

  • Perform daily second look reviews and communicate the findings to the appropriate parties to keep the loans moving through the process to funding.
  • Assists Underwriters in reviewing and analyzing the reverse mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. (This includes but is not limited to the loan origination package, credit report, title report, appraisal, Power of Attorney, Trusts, & Conservatorships.)
  • Review all required loan data, reports, and inspections to insure the collateral is acceptable to investor, company, and FHA guidelines.
  • Prepares and completes all required paperwork and forms in a timely and accurate manner.
  • Sign off conditions in a timely manner set by management.
  • Elevate loan level issues and problems as needed to Underwriters.
  • May be requested to make recommendations for improving Internal Audit's policies and practices
  • Manage loans by using all functions using company mortgage operations software
  • Conducts work within company SLAs to ensure timely response times
  • Maintain high level of customer service and communication with other departments


To perform this job successfully, an individual must have the following education and/or experience:

  • Two to four years mortgage loan processing or Underwriting experience. Government loan experience preferred.
  • Thorough working knowledge of real estate documentation, policies, compliance, and procedures
  • Commitment to excellence and high standards
  • Excellent written and oral communication skills
  • Strong organizational, problem-solving, and analytical skills
  • Ability to manage priorities and workflow
  • Versatility, flexibility, and a willingness to work within constantly changing priorities with enthusiasm
  • Acute attention to detail
  • Proficient on computer programs required for position
  • Excellent customer service skills
  • Proven ability to handle multiple projects and meet deadlines
  • Strong interpersonal skills
  • Good judgment with the ability to make timely and sound decisions
  • Ability to effectively present information and respond to questions
  • Ability to effectively communicate with people at all levels and from various backgrounds

About Us

Company: Liberty Reverse Mortgage

Who We Are

Liberty Reverse is one of the largest and most experienced reverse mortgage lenders in the U.S. For over fifteen years, we've delivered education, home equity solutions, and personal care to over 60,000 senior homeowners and over 1,000 mortgage partners. Headquartered in Rancho Cordova, CA, Liberty provides reverse mortgage solutions including Home Equity Conversion Mortgages (HECM) and proprietary reverse mortgage loans to retail consumers, wholesale, and correspondent partners.

Our Culture

Liberty Reverse was recently named one of the Best Mortgage Companies to Work for by National Mortgage News for 2019. When you join Liberty, you join a culture which is Vibrant, Inclusive and Cares for you and your community. Every day, we strive to foster a culture where all our team members are respected, valued and empowered. Liberty employees are passionate about customer service, committed to teamwork and dedicated to success. The atmosphere is fast-paced and challenging - and there are plenty of opportunities to grow your career, whether you're pursuing management, learning multiple disciplines and/or becoming a subject matter expert in your field. We believe in empowering our employees to explore new ideas, take initiatives for change, and continuously improve our performance. And, as part of the Liberty family, you'll build long-term relationships in your career here.

Ocwen is proud to be an equal opportunity workplace and is an affirmative action employer. We are committed to equal employment opportunity regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity or Veteran status. If you have a disability or special need that requires accommodation, please let us know.

Share: mail

Similar Jobs

Wholesale Pipeline Manager

West Palm Beach, FL, United States
Lending Operations

Email Marketing Analyst, Consumer Direct Marketing

West Palm Beach, FL, United States
Lending Operations

Coordinator, Direct Lending Marketing

West Palm Beach, FL, United States
Lending Operations

Coordinator, Mortgage Originations

West Palm Beach, FL, United States
Lending Operations

Junior Underwriter

West Palm Beach, FL, United States
Lending Operations

Appraisal Reviewer

West Palm Beach, FL, United States
Lending Operations

Junior Loan Processor, Operations - Retail Processing

West Palm Beach, FL, United States
Lending Operations

Manager, Email Marketing and Digital Lead Development

West Palm Beach, FL, United States
Lending Operations