Liberty Home Equity Solutions, Inc. (Liberty) is one of the nation’s largest and most experienced lenders of Home Equity Conversion Mortgages (HECM), also known as reverse mortgages. For over a decade, we’ve delivered education, home equity solutions, and personal care to over 50,000 senior homeowners and 1,000 wholesale partners. Let us show you how home equity solutions from Liberty may help you build a better future and achieve the financial independence you deserve.
What We Do
Home Equity Conversion Mortgages
A Home Equity Conversion Mortgage (HECM) loan – also known as a reverse mortgage – can be an important financial option for seniors, their family members, and financial professionals to consider as part of an overall retirement planning strategy or to help meet cash flow needs.
A HECM loan is insured by the Federal Housing Administration (FHA)1 and allows senior homeowners 62 and over to access part of the equity in their home to help them live more comfortably during retirement
Borrowers must live in the home as their primary residence and continue to pay for property taxes, insurance and home maintenance based on program guidelines as established by the Federal Housing Administration (FHA). Failure to meet these requirements can trigger a loan default that may result in foreclosure.
1 Federal Housing Administration (FHA) mortgage insurance premiums (MIP) will accrue on your loan balance. You will be charged an initial MIP at closing. The initial MIP will be 2% of the home value not to exceed $13,583. Over the life of the loan, you will be charged an annual MIP that equals .5% of the outstanding mortgage balance.
2 You must live in the home as your primary residence, continue to pay required property taxes, homeowners insurance, and maintain the home according to FHA requirements. Failure to meet these requirements can trigger a loan default that may result in foreclosure.
Our Culture
When you join Liberty, you join a culture which is Vibrant, Inclusive and Cares for you and your community.
Liberty employees are passionate about customer service, committed to teamwork and dedicated to success.
The atmosphere is fast-paced and challenging – and there are plenty of opportunities to grow your career, whether you’re pursuing management, learning multiple disciplines and/or becoming a subject matter expert in your field.
We value open communication, offering numerous opportunities to offer your ideas and opinions, as well as get updated on the business and have input on our challenges. We believe in empowering our employees to explore new ideas, take initiatives for change, and continuously improve our performance. And, as part of the Liberty family, you’ll build long-term relationships in your career here.
Vibrant
Liberty provides many opportunities to blend fun into our daily work life. We encourage participation in events organized year-round by our engagement committees.
Come join the bandwagon!!
Diversity & Inclusion
Our commitment to Diversity & Inclusion ensures that we are an organization that creates, promotes and sustains an inclusive work environment in which diversity, inclusiveness and respect are integral parts of our culture and work environment. Affinity group like OGWN when coupled with a culture of appreciation provides a comprehensive ecosystem for diversity to flourish.
Caring in Action!
Corporate Social Responsibility is an integral part of Ocwen’s corporate philosophy. Our view of this goes beyond a one-time donation. What it is a means to us is giving back to the communities in which we live through meaningful collaborations.
To this end, not only do we organize corporate community volunteer events but also provide you with 8 hours of volunteer time each year you can use to support your favorite cause.
Elder Abuse Awareness Day
Wellbeing and Service Excellence
You join a company with high focus on Wellbeing and Service Excellence.
Our wellbeing programs provide a wide variety of opportunities to improve your health and fitness through fun events which blend our two favorite things, helping our communities and health!
We offer programs like Medical Insurance, Health Savings and Flexible Spending Accounts, Dental Insurance, Vision Insurance, Accident Insurance, Life Insurance, Short and Long Term Disability, Web-based 24X7 doctor, and counseling services through the Employee Assistance Program (EAP) for emotional wellbeing.
Service Excellence is one of the central components of Liberty’s corporate growth strategy for the coming years; this shall help us achieve a sustainable culture of service excellence throughout every facet of the organization.
Learning a Continuous Journey
Because the knowledge and skills of our employees are so crucial to our success, Liberty strongly supports learning and career development for every employee. If you want to enhance current skills, gain new knowledge, and prepare for the next step in your career, Liberty makes it easier to do.
Whether you’re a new or an experienced employee, your continuous learning is a priority at Liberty. We provide classroom and web-based training designed to enhance your effectiveness and advance your development.
Our tuition assistance program is designed to encourage you to pursue formal education and expand general capabilities in your business career. Eligible employees receive reimbursement of tuition approved coursework at both the graduate and undergraduate levels.
Industry Leading Benefits:
- Generous PTO policy
- Medical, Dental, & Vision Insurance
- 401K with a match after one year of service
- Tuition Reimbursement
- Employee Discounts
- Life & Accident Insurance
- Short-term disability and long-term disability benefits